Dental Insurance Benefits

 
Clients are expected to settle accounts at the time of their appointment according to our regular financial policy (see financial). We will complete all the forms immediately to insure prompt reimbursement from the dental benefits carrier.

We have electronic data interchange with most carriers and reimbursement is usually in one to two weeks.

We can file an estimate to your insurance company to predetermine the extent of your benefits.  Often the reply from the insurance company can sound confusing or appear that they are declining a benefit. We recommend you bring the letter in to us and let us review it with you to explain and clarify the information. It may be necessary to send more information such as x-rays or a description of the problem.

Our fees are always at or less than the current Ontario Dental Association Suggested Fee Guide. If your benefits package is on an outdated fee guide or only pays a percentage of a procedure fee, you will only be partially reimbursed. Often benefits packages change from time to time and you may not be aware of the change. Therefore we recommend you send an estimate of work and get a predetermination of the amount of the benefit. This prevents any nasty surprises later and makes for better financial planning of your necessary dental care. 

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